Terms and Conditions

1. Acceptance of Terms

By accessing or using the Meritholt Invest website (the "Site"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Site. We may update these Terms from time to time, and continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

2. Description of Service

Meritholt Invest provides informational content, resources, and tools intended to support users in making informed financial and data-related decisions. The Site does not provide personalized financial, legal, or investment advice, and nothing on the Site should be construed as such. Any information, calculations, or comparisons presented are for general informational purposes only.

3. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use this Site. By using the Site, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Acceptable Use

When using the Site, you agree that you will not:

• Use the Site for any unlawful purpose or in violation of any applicable local, national, or international law.
• Attempt to gain unauthorized access to any part of the Site, related systems, or networks.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written permission.
• Interfere with or disrupt the operation of the Site or servers or networks connected to the Site.
• Use automated means, including bots, scrapers, or crawlers, to access the Site without prior written consent.
• Upload or transmit any content that is unlawful, defamatory, harmful, or infringes the rights of others.

5. Intellectual Property

Unless otherwise stated, all content on the Site, including text, graphics, logos, images, and software, is the property of Meritholt Invest or its licensors and is protected by applicable intellectual property laws. You may view and print pages from the Site for personal, non-commercial use only, provided you do not modify any content and retain all copyright and proprietary notices.

6. Third-Party Links and Content

The Site may contain links to third-party websites or reference third-party data and services. These links are provided for convenience only. Meritholt Invest does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites. Accessing third-party links is done at your own risk and subject to the terms of those third parties.

7. No Warranty

The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Meritholt Invest does not warrant that the Site will be uninterrupted, secure, or error-free, or that any information provided is complete, reliable, or current.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Meritholt Invest and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use, arising out of or related to your access to or use of, or inability to access or use, the Site, whether based on warranty, contract, tort, or any other legal theory, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Meritholt Invest and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site, or your violation of these Terms.

10. Termination

We reserve the right, at our sole discretion, to suspend or terminate your access to the Site at any time, without prior notice, for any reason, including conduct that we believe violates these Terms or is harmful to other users, third parties, or Meritholt Invest.

11. Changes to the Site or Terms

We may modify, suspend, or discontinue any part of the Site at any time without notice. We may also revise these Terms periodically. Any changes will be posted on this page with an updated revision reference, and it is your responsibility to review these Terms from time to time.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Meritholt Invest operates, without regard to conflict-of-law principles. This section should be reviewed and finalized to reflect the specific jurisdiction applicable to your business.

13. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

14. Contact

If you have any questions about these Terms, please get in touch via our Contact page.